TaxLawGH by MSL Business School
This calculator is maintained as an interactive online resource. Use https://www.taxlawgh.com/ghana-vat-calculator for the current calculator and calculation workings.

Ghana transaction-tax calculator

Ghana VAT calculator

Move from a tax-exclusive value to the invoice total, or work backwards from a tax-inclusive total. The result shows VAT, NHIL, GETFund Levy, CST and Tourism Levy separately where the selected transaction attracts them.

Calculation basisCurrent Ghana tax legislation
CurrencyGhana cedi (GHS)
Current-law statusReviewed
Institutional publisherMSL Business School

Preparing the Ghana VAT Calculator…

Calculate nowThe selected calculator opens first; the full MSL suite remains available.

Current calculator02 of 08 · VAT & levies

Ghana payroll calculation

PAYE and take-home pay

Build the result from salary, allowances, bonus, overtime, benefits in kind, statutory SSNIT, personal reliefs and other deductions. Use gross-to-net or solve backwards from a target take-home amount.

Bonus, overtime and cash gifts
Benefits in kind
Reliefs and deductions

Confirm relief eligibility and unusual payroll facts before filing.

Resident monthly bandRateCumulative upper point
First GHS 4900%GHS 490
Next GHS 1105%GHS 600
Next GHS 13010%GHS 730
Next GHS 3,166.6717.5%GHS 3,896.67
Next GHS 16,00025%GHS 19,896.67
Next GHS 30,52030%GHS 50,416.67
Balance35%No upper limit

Technical guides: Ghana PAYE rates and rules · How PAYE is calculated · PAYE filing and payment

Ghana VAT calculation

VAT and statutory levies

Move in either direction between a taxable value and a tax-inclusive invoice. Add CST and Tourism Levy where the transaction legally attracts them.

Classify the transaction before selecting a levy. Zero-rated, exempt and relief supplies require legal classification before any rate is applied.

Technical guides: Ghana VAT rates and rules · VAT invoices · Exempt, zero-rated and relief supplies

Ghana withholding calculation

Income-tax withholding and VAT withholding

Select the recipient and payment category, identify the invoice basis, and separate income-tax WHT from the distinct 7% VAT-withholding mechanism.

Related contracts are aggregated for the resident GHS 2,000 contract threshold. The invoice working keeps CST, VAT, levies, income-tax WHT and WHVAT separate.

Review the complete domestic and treaty rate tables, final/non-final treatment and exclusions.

2026 social-security calculation

SSNIT and Tier 2 contributions

Calculate the employee deduction, employer contribution, SSNIT remittance and Tier 2 allocation from monthly basic salary using the official 2026 minimum and maximum insurable earnings.

This is the mandatory contribution model for a covered worker. Exemptions, multiple employments and voluntary contributions require separate review.

Technical guide: Ghana pensions and retirement tax

Act 766 pension calculation

SSNIT old-age pension estimate

Estimate the Tier 1 monthly pension from the average of the member's best three annual salaries, contribution months and retirement age.

This estimates the SSNIT Tier 1 pension only. It does not apply the full-pension age rules for qualifying hazardous employment. Tier 2 and Tier 3 benefits depend on the member's scheme and fund value.

2026 Ghana tax calendar

Compliance deadline finder and annual calendar

Find one statutory date or build the complete 2026 tax calendar, including monthly obligations, annual filings, quarterly levies and company-year-end deadlines.

The 2026 dates are maintained in the MSL Business School tax calendar. Applicable taxpayer status and special filing directions must still be checked.

Technical guide: Ghana tax deadlines

Revenue Administration Act calculation

Late-payment interest and late-filing penalty

Calculate statutory late-payment interest with automatic historical Bank of Ghana rates and monthly compounding, or calculate the fixed-plus-daily late-filing penalty.

The late-payment calculation uses the verified rate effective when each monthly period starts. If the Bank of Ghana changes the rate inside a period, the new rate applies from the next period so the calculation retains the one monthly compounding event prescribed by Act 915.

Technical guide: Ghana tax penalties and interest

Ghana capital allowance calculation

Capital allowance schedule

Use a quick pool calculation or build an advanced asset register with first-year prorating, individual vehicle restrictions, disposals, repairs and CSV import.

The advanced result identifies direct repair deductions, capitalised excess, assessable realisation amounts, closing WDV and the cost base used for every straight-line pool.

Class or operationRateMethod
Class 1 — computers and data-handling equipment40%Reducing balance
Class 2 — vehicles, plant and qualifying machinery30%Reducing balance
Class 3 — office equipment, furniture and other assets20%Reducing balance
Class 4 — buildings and permanent structures10%Straight line
Class 5 — intangible assets1 ÷ useful lifeStraight line
Petroleum and mineral operations20%Specialised straight-line rules

Technical guide: Ghana capital allowances

Calculation method and legal scope

How this Ghana VAT calculation works

The standard VAT computation identifies the taxable value before applying NHIL, GETFund Levy and VAT. A tax-inclusive input is reversed into its constituent amounts instead of treating the entire invoice as the taxable base.

Where Communications Service Tax is selected, CST is calculated first and the CST-inclusive amount becomes the base for VAT, NHIL and GETFund Levy. Tourism Levy remains separately stated.

The calculator does not decide whether a supply is taxable, exempt, zero-rated or relieved. Classify the supply under the governing legislation before selecting the calculation basis.

Other TaxLawGH calculators

VAT

Value Added Tax Act, 2025 (Act 1151), including the standard VAT framework used by the calculator.

Statutory levies

The NHIL and GETFund levy legislation, as amended, applied to the transaction base shown in the result.

CST and Tourism Levy

The Communications Service Tax and Tourism Levy are included only when the user confirms that the transaction attracts them.

Calculation control

Every component is returned separately so the taxable base and invoice total can be reconciled.

Frequently asked questions

Using the Ghana VAT Calculator

What taxes does the Ghana VAT calculator show?

It shows VAT, NHIL and GETFund Levy. It can also show Communications Service Tax and Tourism Levy where the transaction legally attracts those charges and the relevant option is selected.

Can I calculate backwards from a VAT-inclusive amount?

Yes. Select tax-inclusive invoice total. The calculator reverses the total into the original transaction value and each applicable tax or levy component.

How is CST handled before VAT?

Where CST applies, the calculator determines CST first. VAT, NHIL and GETFund Levy are then calculated on the CST-inclusive figure.

Does a zero-rated or exempt supply use the standard calculation?

No. Zero-rated, exempt and relief supplies require legal classification. Select no VAT only after confirming that classification for the transaction.

Is VAT withholding the same as ordinary VAT?

No. VAT withholding is a collection mechanism for an appointed withholding agent. Use the withholding calculator when a payer must withhold VAT from a supplier.